Terms & Conditions

Last Updated: 12 September 2025

1. Introduction and Acceptance of Terms

Welcome to prizebnk.com (the "Site"). This Site is owned and operated by Flashwin Limited, trading as "PrizeBNK" ("we," "us," or "our").

These Terms and Conditions ("Terms") govern your access to and use of our Site. By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not access or use our Site.

This Site is intended for users who are at least 18 years old.

2. Use of the Site

The content and information on this Site are provided for general informational and business-to-business (B2B) purposes only. The Site provides information about our pre-launch financial wellness platform and our "Founding Partner Program."

You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site. Prohibited behaviour includes, but is not limited to:

• Using the site for any fraudulent or unlawful purpose.

• Transmitting any material that is defamatory, offensive, or otherwise objectionable.

• Attempting to gain unauthorised access to our systems or performing any activity that disrupts the Site's performance.

3. Intellectual Property Rights

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Flashwin Limited, its licensors, or other providers of such material and are protected by United Kingdom and international copyright, trademark, and other intellectual property or proprietary rights laws.

You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, or transmit any of the material on our Site without our prior written consent.

4. Information Submitted Via the Site

The only point of data collection on this Site is our contact form for the "Founding Partner Program." By submitting information through this form, you warrant that the information you provide is true, accurate, and complete.

The collection and use of your personal information are governed by our Privacy Policy, which is incorporated into these Terms by reference.

5. Links to Third-Party Websites

Our Site may contain links to third-party websites or services that are not owned or controlled by us (such as LinkedIn). We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of any such content or services available on or through any such websites.

6. Disclaimer of Warranties and Limitation of Liability

The information on our Site is provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Flashwin Limited does not warrant that the Site will be error-free or uninterrupted, or that the information provided is complete, accurate, or current.

To the fullest extent permitted by law, in no event will Flashwin Limited, its affiliates, or their licensors, service providers, employees, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site.

7. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Northern Ireland. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the courts of Northern Ireland.

8. Changes to These Terms

We reserve the right to revise and update these Terms from time to in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

9. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:
admin@flashwin.co.uk